Here we are, nearing the end of our 13 money resolutions for 2013 series. We’ve made it through twelve resolutions, and now we’re at the final one.
If you’ve been working hard, it’s time to relax and remember that money isn’t just for saving; it’s also for enjoying. Here are a few ways to get more enjoyment out of your money:
**ENJOY YOUR COMFORT**
I remember being a broke student with a $5K scholarship meant to cover tuition, housing, food, and other expenses. Life was tight. Now that I have a bit more money, I still try to stay frugal but don’t skimp on comfort. When we moved into a new house, we bought nice bed sheets because sleeping well is important. We also got a blender and a deep freezer to enjoy tasty meals and smoothies. While these weren’t immediate necessities, they made life more comfortable.
The same goes for clothes. I keep a minimal wardrobe but invest in classic items that flatter my body shape. I prefer to spend a bit more to ensure I’m happy with what I buy, knowing it will last longer and be more cost-effective in the long run.
I don’t own a car because my boyfriend has one we share, but if he didn’t, I would get one due to our remote location. Years of public transportation, cycling, and walking make having our own car feel like a luxury. The important thing is, I can buy these things without needing to use a credit card. Money has given me the freedom to upgrade little details that make life easier and more comfortable.
Stop stressing about money and have some fun. You can relax on the frugal hacks and choose options that save you time and offer more comfort. Take a taxi instead of walking two hours when the bus service stops. Buy the laptop model you really want instead of the cheapest one available. Money is meant to be enjoyed.
**ENJOY YOUR TIME**
Having more money allows you to buy time. You might work four days a week instead of five, pursue a personal project, or spend more time with your kids. You can hire a sitter for date nights or get help with house cleaning, oil changes, or lawn mowing.
Usually, you either have time or money. If you’re unemployed or still in college, you probably have a lot of time but a small budget. Working often means less time but more money since your salary compensates for your time.
With some financial adjustments, you can have both. By eliminating waste, reducing bills, and paying off debt, you’ll find you have more money left over. That’s when you can start enjoying the time and freedom that money can provide.
**ENJOY EXPERIENCES**
Money can also buy experiences to share with friends or family. Taking your kids to an amusement park or on a ski trip creates unforgettable memories—not just because of the cost, but because of the experience itself.
Many frugal people struggle with this step. Spending $1,500 on a holiday or $200 on a family dinner might seem excessive, but sometimes you deserve a treat.
I’m not a big fan of all-inclusive holidays because I find them overpriced and boring, but many families love the relaxation and childcare they offer. If that’s your dream holiday, go for it!
My personal treat is travel. I love being able to fly back to Europe whenever I feel like it. From Morocco, I used to visit France eight to ten times a year. From Guatemala, it’s likely two or three times. The point is, I can afford it and I enjoy treating myself to these experiences.
I rarely regret spending money on experiences. Even if the food was bad at an expensive restaurant, the night out with friends is fun. Drinks with friends are a precious time to reconnect. Taking my little brother out for a day is priceless.
**ENJOY MONEY**
I enjoy having money in the bank. A few thousand dollars, not millions, gives me peace of mind knowing my bills will be paid and there will be food on the table.
Enjoy that feeling. Even if you’re just beginning to climb out of debt, following these steps likely means you’re already doing better and spending less than you earn. Enjoy the new breathing room now that the weight is lifting off your shoulders. As your financial cushion grows, so does your freedom and opportunity to live an awesome life.
What do you enjoy most about money?